You have to have insurance if you own a car. There are many different choices concerning the amount and kinds of auto insurance plans for you to choose from.
You need to understand what kind of coverage you are shopping for car insurance. There are a variety of factors that influence the final cost of your insurance plan. Bodily injury liability covers legal costs, injury and legal costs resulting from an accident you caused.
Most states require all drivers to have liability insurance for drivers. You need to be aware of the regulations regarding minimum insurance policies you are required to have. You are breaking the law if you have no insurance and get into an accident.
Think long and hard about what type of insurance coverage you need on your auto insurance. There are plenty of options out there, but they may not all make sense for your situation. However, if you are not a great driver or have gotten in a number of small crashes or fender benders, obtaining collision coverage could give you peace of mind.
When shopping for car insurance, remember that only the person named on the policy will be insured unless otherwise …